Cookie Policy
Last Updated: January 2026
When you visit tharnelovia.world, we want to be completely transparent about what's happening behind the scenes. This page explains how we use tracking technologies to make your experience smoother and more relevant to your financial security needs.
Think of these technologies as helpful tools that remember your preferences and help us understand what's working well on our site. We're not doing anything sneaky—just trying to serve you better.
What Are Tracking Technologies?
Most websites use small text files called cookies. They sit on your device and store bits of information about your visit. Some last just for your session, others stick around longer.
We also use similar technologies like web beacons and pixels. These are tiny, invisible images that help us count visitors and understand how people move through our site. They work alongside cookies to give us a fuller picture of what's helpful and what needs improvement.
None of these technologies can access personal files on your device. They only track activity related to our website.
Types of Tracking We Use
Essential Cookies
These keep the site functional. Without them, you couldn't navigate properly or access secure areas. They're not optional because they're necessary for basic operations.
For example, they remember you're logged in as you move between pages, or they keep your selected language preference active.
Functional Cookies
These remember your choices to make return visits easier. Things like remembering your preferred calculator settings or which articles you've already read.
They enhance your experience but aren't strictly necessary. The site works without them—it just won't remember your preferences.
Analytics Cookies
We use these to understand how people interact with our content. Which pages get the most attention? Where do visitors get stuck? What resources are most helpful?
This data is anonymous. We're looking at patterns across all visitors, not tracking individual people.
Marketing Cookies
These help us show relevant information to people who might benefit from our financial security programs. They track which pages you visit so we can tailor our communications.
You'll see more relevant content this way, but you can disable these if you prefer generic messaging.
How We Use This Information
Let's get specific about what happens with the data these technologies collect.
Improving Site Performance
When we notice people leaving from a particular page, that tells us something's wrong—maybe the information is confusing or the page loads too slowly. We can fix issues we wouldn't otherwise know existed.
Personalizing Content
If you've been reading articles about retirement planning, we might feature more content in that area on your next visit. It's not mind reading—just pattern recognition that makes your browsing more efficient.
Understanding Our Audience
Aggregate data helps us know what matters most to South African visitors interested in financial security. We can create better educational resources when we understand what people are actually looking for.
- Tracking which learning resources get downloaded most frequently
- Measuring how long people spend on different sections
- Identifying technical issues that affect certain browsers or devices
- Testing different layouts to see which ones help people find information faster
- Understanding which topics generate the most questions and engagement
Specific Technologies in Use
| Technology Type | Purpose | Duration |
|---|---|---|
| Session Cookies | Maintain your active browsing session and keep you logged in | Until you close your browser |
| Preference Cookies | Remember your settings and customization choices | Up to 12 months |
| Analytics Tracking | Collect anonymous usage statistics and behavior patterns | Up to 24 months |
| Marketing Pixels | Measure campaign effectiveness and audience reach | Up to 18 months |
| Performance Monitors | Track page load times and technical functionality | Up to 6 months |
Managing Your Preferences
You're in control here. Every modern browser gives you options for managing these tracking technologies.
Browser Settings
Each browser handles this differently, but they all give you control. Here's where to look:
Keep in mind that blocking all cookies will affect site functionality. Some features simply won't work without them. But you can usually be selective—allowing essential cookies while blocking marketing ones, for instance.
Data Retention and Your Rights
How Long We Keep Information
We don't hold onto tracking data indefinitely. Analytics information typically gets anonymized after 26 months. Marketing cookies expire between 12 and 18 months. Essential session cookies disappear the moment you close your browser.
If you create an account with us, we'll keep your preference settings until you ask us to delete them or close your account entirely.
Your Control Options
Beyond browser settings, you have several ways to manage your data:
- Request to see what information we've collected through these technologies
- Ask us to delete historical tracking data associated with your visits
- Opt out of marketing cookies while keeping functional ones active
- Set your preferences once and have them respected on future visits
- Contact us directly with specific concerns or questions about tracking
Third-Party Technologies
Sometimes we use tools from other companies to help run our site effectively. Analytics platforms, for example, or systems that help us understand if our educational content is reaching the right people.
These third parties have their own privacy policies. We choose partners carefully, but we can't control their practices once data leaves our site. If you're curious about specific tools we use, reach out and we'll share details.
We never sell your tracking data to third parties. Any external tools we use are there to help us serve you better, not to monetize your information.
Changes to This Policy
Technology evolves, and so do our practices. When we make significant changes to how we use tracking technologies, we'll update this page and note the revision date at the top.
For minor clarifications or additions, we might not send notifications. That's why it's worth checking back occasionally if you're concerned about these practices.
Questions About Our Tracking Practices?
We know this stuff can feel complicated. If something here doesn't make sense or you want more specific information about how we use these technologies, just ask.